You can own a home in San Antonio. Let me show you how.
Why work with me.
My favorite calls are the ones that start with "I don't think we can afford this." Because 9 times out of 10, once we actually run the numbers together, we can. There are down payment assistance programs almost nobody talks about, FHA and VA loans that make the entry point tiny, and lenders in San Antonio who specialize in first-timers.
I've helped 300+ families close in six years. That means I've seen just about every plot twist a first-time purchase can throw at you. I'll teach you what I know, in plain English, without ever making you feel dumb for asking.
What I handle for you.
You don't have to know any of this going in. That's my job.
- Sitting down with you and building a realistic budget you can actually live with, not one a lender approves and then wrecks your life.
- Introducing you to lenders I trust for FHA, VA, and conventional first-time buyer programs including down payment assistance.
- Explaining every fee, every form, and every scary-looking line item on your closing disclosure.
- Handling inspections, repair negotiations, appraisal issues, and every 'wait, is that normal?' moment in between.
- Walking you through the keys-in-hand moment and staying in your corner long after closing.
"Three lenders told us no. Mitchell introduced us to a fourth, got us into a first-time buyer program, and eight weeks later we owned a house. We still have the keychain he gave us on closing day."
Straight answers.
How much do I actually need to buy in San Antonio?
Less than you think. VA is 0% down, FHA can be 3.5%, and there are Texas-specific down payment assistance programs (like TSAHC and My First Texas Home) that can cover a big chunk of both down payment and closing costs. I'll match you with a lender who knows them cold.
My credit isn't perfect. Am I wasting your time?
Not at all. I'd rather build you a 3, 6, or 12-month plan today than have you wait years spinning your wheels. I've helped a lot of buyers go from 'no' to closing in one season.
What's the whole process actually look like?
In plain terms: pre-approval, house-hunting, offer, contract, option period, inspection, appraisal, closing. I'm side-by-side with you the whole way and text-back within minutes when you have a question.
How much do you cost me?
For buyers in Texas, my commission is almost always covered by the seller. We'll always talk through it up front so there are no surprises.
Ready to see if you're closer than you think?
Answer four quick questions. If we can get you into a home in the next six months, I'll tell you how. If we need more time, I'll build the plan.